Flat Fee Philosophy

Why a Flat Fee Is a Fair Fee*

How a financial advisor gets paid can significantly impact your long-term costs. Many advisors charge a percentage of your assets—known as an “AUM” (Assets Under Management) fee. At Baseline Wealth Advisors, we take a different approach: a transparent, flat annual fee.

Consider this: with $10 million in assets, a typical AUM fee of 0.62% would cost $62,000 annually—over 4 times more than our flat fee. And that percentage applies not just to your principal, but also to your portfolio’s growth.

Our model is simple, predictable, and designed to keep more of your wealth working for you.

Savings That Grow Over Time

The money you save on fees doesn’t just sit there—it grows. This chart details a $5,000,000 account with an annual fee of 0.85 v. Baseline’s flat $11,000 annual fee.

SCHEDULE A MEETING

Orange, Yellow And Teal Financial Advisor Facebook Post (10).png

Flat Fees Promote Objectivity and Long-Term Value

Flat-fee advisors are compensated for their guidance—not the size of your portfolio. This structure minimizes conflicts of interest and supports comprehensive financial planning, rather than focusing solely on asset accumulation. As your wealth grows, traditional AUM fees increase proportionally—often without a corresponding rise in service quality. In contrast, flat fees remain consistent, offering greater value and cost-efficiency over time.

Conclusion:

A flat-fee advisor offers transparency, cost savings, and aligned incentives. Over time, the compounded savings can significantly enhance your financial outcomes—helping you reach your goals faster and with greater confidence.